SBI Interview Questions and Answers (Latest) | State Bank of India Technical & HR Questions

SBI Interview Questions and Answers | State Bank of India Interview Questions | SBI interview questions and answers | Questions asked in SBI interview | SBI Technical & HR Interview Questions 2022

SBI Interview Questions and Answers (Latest):  State Bank of India is known as SBI. In the upcoming dates, the SBI Bank has scheduled the interviews for those who pass the examination. The interview is an integral part of SBI recruitment. The interview helps to explain the real qualifications and qualities of the candidate in front of the interview team. An interview round is the last hurdle to your dream job, so read this full article on SBI Interview Questions to get an idea of ​​the types of questions to be asked in the interview. This is not a one-day or month study that will give you success. Keep reading for the goal you set & evaluate your performance and if stand up.

Are you starting to panic about the upcoming SBI interview? Every candidate is afraid to face this final stage of the recruitment process which will test his knowledge and skills. If you are prepared in advance for the questions for the interview, you can get full marks in the interview round. In this article, we will discuss the many possible questions asked in the interview round. The interview was average and the questions were related to the educational background of the applicants and the projects taken during their college.

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Note: Moreover, for the sake of entrants, we have given the upcoming SBI job Vacancy Details, eligibility, salary details, Exam pattern, syllabus, previous year’s question papers, last date, important date, Age limit, Selection process, login, Result, application form, Answer Key, Exam dates, Admit card and many other central & state Govt jobs details on this page.

Notification Details
RecruiterState Bank of India
DesignationTo all SBI Posts
Job LocationAnywhere in India
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General Instructions – About SBI GD/ PI Interview

  • Interviews are part of the Group Discussion and Interview (GD & PI) round.
  • After qualifying for the SBI Main Exam 2022 by the SBI-determined cut-off, applicants are invited to a panel discussion.
  • After attending the group discussion session, the candidate is invited for a personal interview, which tests his or her personality along with their qualifications and other qualities.
  • There will be 20 marks for group discussion/exercise and 30 marks for personal interview round.
  • Keep in mind that the final qualifying list is based on the marks obtained in the Mains and GT/ PI rounds.
  • The prelims score is not calculated on the final qualifying list.

SBI Mock Test 2022 | General Awareness, Current Affairs Exam 2022 – Details

The ones who successfully clear the Written examination stage are directed to sit for the Interview. To succeed in the upcoming SBI exam, you have to do a mock test on its officials free of cost. This will help you to get higher marks in the exam and select for the interview process.

SBI Current Affairs Related Topics

Look at the daily newspaper and get a clear idea of ​​current events. Be clear about problems or developments, especially in the banking sector. Make sure your answer is correct in current affairs. Do not respond on a guess because it will not make a good impression on the group.

State Bank of India interview – Preparation Tips

Before each Government Bank Interview & Exams, the candidates should know the examination & interview system, which will give them an idea of and nature of the interview during preparation.

  1. Gain adequate knowledge of the trends of financial markets
  2. Getting banking terms and their meaning requires knowledge of merging and acquiring assets.
  3. Knowledge of Core Banking and Digital Banking is essential
  4. Accurate knowledge of the bank’s current policies for business operations
  5. Familiarity with the various references to aggressive marketing and sales is another criterion.
  6. Understanding banks’ daily banking and cross-selling in a competitive environment is required
  7. How do assess market needs and customer needs?
  8. What are the RBI guidelines for transparent banking?
  9.  What is the role of KYC and AML and the Bank in helping to combat any type of fraud?

SBI Interview Questions – General questions


  • Tell me about yourself. Why did you choose this career?
  • Tell us about your education?
  • When did you decide on a banking career?
  • Aren’t you overqualified for this position? What is your greatest strength?
  • What is your weakness?

Average Duration: 20-25 minutes


  • Indian Villages – Strength or Weakness?
  • Is allowing FDI in the retail sector good or bad for India?
  • Do you think govt. should focus more on the agriculture sector than the manufacturing sector?
  • Personal Banking has an edge over digital banking and vice versa.

Average Duration: 20-25 minutes

  • What are your strengths and weaknesses?
  • Tell me something about the state you belong to.
  • What were you doing after graduation?
  • Why haven’t you appeared in any placement drive?
  • Suppose that you are appointed as branch manager in a metropolitan city and you have to expand your bank business. What will you do?
  • Some Acts related to Banking

Average Duration: 20-25 minutes


  • You are a mechanical engineer, so tell me what types of machines are used in banks?
  • What is demonetization and was it successful?
  • What is cybercrime? What is called cybercrime in banking?
  • Tell me the difference between rupay and master card?
  • What is Jhan Dhan yojana and how have banks benefitted from this scheme?

Average Duration: 20-25 minutes

State Bank of India Personal Interview & Group Discussion questions – Here

Currently, all the claimants are actively preparing for SBI Interview 2022. This is a golden opportunity for all of you to catch the post. So those who want to take the interview should be effectively-prepared. Applicants will be required to collect previous year’s SBI Interview and Group Discussion Questions so that enthusiasts can understand the quality and important topics of the questions for SBI Interview 2022.

For the SBI interview preparation and team discussion, we have provided some tips with interview questions here. Scroll down to know about the SBI bank interview questions and answers


  1. Do you know what Giffen goods are?
  2. What are banks?
  3. Why have you applied for SBI Job?
  4. Tell me about fiscal policy?
  5. What are your strengths and weaknesses?
  6. What do you do to overcome your weakness?
  7. What do you know about Money Laundering?
  8. What do you know about RBI? Tell me some of its functions?
  9. What is monetary policy?
  10. Are you a team player or a leader?
  11. What is your biggest failure in life? How did you overcome it?
  12. Tell about Cost-Push and Demand-Pull Inflation?
  13. What do you understand by excise duty?
  14. What do you understand by the term Black Money?
  15. Do you think India will ever curb the problem of corruption?
  16. How is the RBI lender of last resort?
  17. What do you mean by FDI?
  18. What is FII?
  19. What should be done to improve the economic growth of the nation?
  20. What will you comment on inflation?

PART-II – Banking Related

  1. Where do you see yourself five years down the line?
  2. What is a VAT?
  3. How will you differentiate between direct and indirect taxes?
  4. What are your views on demonetization?
  5. What is Black Market?
  6. What is sub-prime lending?
  7. Have you heard about SEZs? Tell me something about it.
  8. Define GDP? What is the current GDP rate in the economy?
  9. What do you know about retail lending?
  10. Tell me about NITI Aayog and its functions?
  11. Discuss Finance Commission and its functions?
  12. What is NABARD and tell some of its functions?
  13. What are the current Repo rates and Reverse Repo rates?
  14. How can the government stop cash flow in the economy?
  15. What is the post-dated cheque?
  16. What percent of revenue is contributed to CSR by the MNCs
  17. What are MNCs?
  18. What do you understand by CSR?
  19. What is Banking Ombudsman Scheme?
  20. What is NEFT or RTGS?


  1. What are CRR and SLR?
  2. What are the current CRR and SLR?
  3. What are Repo Rate and Reverse Repo Rate?
  4. Any idea about deflation and deflationary spiral?
  5. What are the different business cycles?
  6. What is the effect of business cycles on the economy?
  7. Are you in favor of demonetization?
  8. What is the impact of demonetization on the Indian Economy?
  9. Which other sector you have applied for besides Banking?
  10. What is more important for you: career growth opportunities, salary or perks?
  11. Who are our major competitors?
  12. Introduce yourself and share about your family?
  13. Tell me something about Public Finance?
  14. What does the government do to curb the revenue deficit?
  15. What is CTS?
  16. What is meant by priority sector?
  17. Do you have any idea about financial inclusion?
  18. Tell me something about surgical strikes?
  19. Are you a hard worker or a smart worker?
  20. What were your core subjects in graduation?


  1. What are Debit and Credit?
  2. What do you understand by SENSEX and NIFTY?
  3. What according to you should be done to boost the exports of the nation?
  4. After your B.Tech/ BE/ M.Tech/ MCA/MBA/ ME why do you want to join Banking Sector? How will you be beneficial to us?
  5. How will you define hard work and smart work?
  6. Why was APJ Abdul Kalam so popular? Have you read ‘Wings of Fire’?
  7. What are the important macroeconomic indicators that influence the stock market?
  8. What is the role of banks in strengthening the economy?
  9. What is the role of WTO in stimulating the Indian economy?
  10. Can you differentiate between cheque and draft?
  11. Do you handle pressure well?
  12. What is the appreciation and depreciation of currency?
  13. What is Plastic currency?
  14. How has demonetization affected your household in particular?
  15. Define the call money market?
  16. What are your views on the cashless economy?
  17. Who is the regulator of SEBI?
  18. Tell me something about the current Five-Year Plan?
  19. Do you have any idea about the Stock Market? Share about it.
  20. What are the important macroeconomic indicators that influence the stock market?


  1. What do you understand by public expenditure?
  2. What is the debt to GDP ratio of a country?
  3. On what basis do banks offer loans?
  4. What are mutual funds? Why are mutual funds better than stocks?
  5. Explain the Bulls and Bears?
  6. Do you know the different schemes launched by Modi Government?
  7. What are the implications of OROP?
  8. What are cooperative banks?
  9. What is the Bank rate?
  10. Who is the founder of Paytm? Do you use Paytm? Can you tell me some of its benefits?
  11. Name some of the PM Social Security Schemes?
  12. What are a balance sheet and a trial balance?
  13. What are the negotiable instruments?
  14. What are your opinions on the role of technology in the banking sector?
  15. Do you know the difference between shares and debentures?
  16. What is BSE and NSE?
  17. What do you know about Jan Dhan Yojna Scheme?
  18. What are commercial papers?
  19. Any idea about PayPal?

SBI Group Discussion (GD) Topics

  • What will be the impact of GST on the Indian Economy?
  • Artificial Intelligence
  • New National Education Policy
  • New Farm Laws
  • How Positive Pay system Safeguards cheque payments
  • Sovereign Gold Bond Scheme
  • Atmanirbhar Bharat Abhiyan Economic Package
  • Contactless Payment system
  • Causes and Consequences of Economic Slowdown of India
  • Union Budget 2021-22
  • Pros and Cons of Cashless Economy
  • Blockchain Technology
  • Pros and Cons of Merger of Banks
  • Privatization of Banks
  • Payment Banks and Small Finance Banks
  • Advantages and Disadvantages of Digital Learning
  • Impact of Coronavirus on Banking system and Economy
  • Gas leak in Vishakapatnam
  • Wind Energy vs Solar Energy
  • Is work from home really practical in the Indian Corporate System?

What happens if a candidate fails in an SBI interview?

  • Generally, an applicant needs 40% marks to pass the interview.
  • Attracting the panel is easy enough to get 40% marks, unless you are not fully prepared, and misbehave with them, you will be out of the competition.
  • On the other hand, even after passing the interview, you have to get the minimum cut-off to get the job.
  • If you are too close to the cut-off, you will end up on the reserve list. Otherwise, you will have to start all over again!
  • Although failure to get that score at the interview stage is a rare occasion, a bad day and indifference can turn your occasion into a very rare moment.
  • So, to avoid that failure, you need to combine these important interview questions with exam preparation and turn your bank interview into a deciding factor in getting the job.


You should be prepared to face questions like the SBI interview questions mentioned above. You may encounter questions that are not the same as these sample questions, but they reflect the topics or terms mentioned therein. . For that reason, you need to review the banking and economic awareness topics and update SBI Bank interest rates, and types of bank accounts, new policies, etc. If you are unaware or unsure of some of the facts or figures mentioned in the question asked by the interviewer, do not forget that you do not know about them and ask politely about them. This will show that you are honest and interested in learning about your work.

Here, in this Dashboard, we will know in detail the most frequently asked questions alongside its interview, Exam structure. Read this article carefully, to clear your doubts. Bookmark our article @  to get more upcoming Interview questions
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