Minor to Major Account Application Letter in Tamil & English | 10+ Sample Letter Format For All Banks

Minor to Major Account Application Letter in Tamil & English | Minor to major account application in English | How to Change Minor Account to Major Account in Bank | Sample Letter Format to Bank for Converting Minor Account to Major | Minor to Major Account Letter in Tamil

Minor to Major Account Application Letter in Tamil & English | வங்கி மேலாளருக்கு கடிதம்: When a child reaches the age of 18, he/she needs to convert their small bank account to a large account. After switching to the main account, the account can be used for banking transactions without any limitations. Note that you have accounts with your respective banks. You opened an account when you were a minor or under 18 years of age. You are now an adult or over 18 years of age. You have registered with some company with your minor bank account number. A company wants to transfer funds to your account. It creates difficulties while transferring. It is your responsibility to change the account status from minor to major so as not to create any problems in future transactions. If you want to change your bank account to major, please see the sample letter format below. Get the latest Bank Career Jobs here

Minor account

• Accounts for students and children below 18 years of age are called minor accounts.
• All banks have certain rules and regulations for minor account holders.
• This type of account does not offer all the benefits to minor account holders, but they can withdraw and deposit amounts with certain limits.
• RBI allows people above 10 years of age as minor account holders.
• Banks provide many facilities to students and children.
• Hence, they can make transactions and use internet banking facilities.

Major account

• An account for adults or people above 18 years of age is called a senior account.
• Once students cross 18 years of age, they have to convert their minor account to a major account.
• Hence, they will not face any problems in future transactions.
• A major account can do everything that a minor account cannot.
• There are no deposit limits in this type of account.
• It offers all the facilities like internet banking, credit/debit card, checkbook, etc.

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Who should write the application letter account holder/guardian?

The letter should be written and signed by the account holder i.e. the child who has completed 18 years of age.  If the bank issues a prescribed application form requiring the signatures of both the account holder and the custodian. Get the current job openings details here

What are the documents required for minor to major accounts?

Date of birth proofs:

• Birth Certificate (or)
• Marks sheet issued by a recognized govt board or university (or)
• PAN Card (or)
• Passport (or)
• School Leaving Certificate

Proof of Identity

• Aadhar card

Why should I convert a minor account to a major bank account?

• There are restrictions on bank transactions such as ATM withdrawals and daily remittance limits for small bank accounts.
• To remove those restrictions, you need to convert your micro account to a regular savings account.

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Minor Account to Major Account Latter in Tamil (SAMPLE)

அனுப்புநர்

பெயர்,

முகவரி,

இடம்.

பெறுநர்

வங்கி மேலாளர் அவர்கள்,

வங்கியின் பெயர்,

இடம்.

ஐயா,

பொருள்: வங்கி கணக்கை மைனர் அக்கௌன்டில் இருந்து மேஜர் அக்கௌன்டிற்கு மாற்றுதல் தொடர்பாக.

வணக்கம், நான் தங்கள் வங்கி கிளையில் அக்கௌன்ட் வைத்திருந்தேன். தற்போது எனக்கு 18 வயது பூர்த்தியாகிவிட்டது. எனவே எனக்கு எனது வங்கி கணக்கை மைனர் அக்கௌன்டில் இருந்து மேஜர் அக்கௌன்டிற்கு மாற்றி தருமாறு கேட்டுக்கொள்கிறேன். மேலும் எனக்கு ஏ.டி.எம் கார்டு, இன்டர்நெட் பேங்கிங் போன்ற வசதிகளும் செய்து தருமாறு கேட்டுக்கொள்கிறேன். எனது வங்கி கணக்கு எண்———————. எனது தொலைபேசி எண்————–. இத்துடன் எனக்கு 18 வயது பூர்த்தியானதற்கான ஆவணங்களை இணைத்துள்ளேன்.

நன்றி

இப்படிக்கு,

(கையொப்பம்)

இணைப்பு:

ஆதார் அட்டை

Minor to Major Account Letter in English (SAMPLE)

SAMPLE 01

FROM

Account Holder Name
Address
Place & Pincode

TO

The Branch Manager
Bank Name
Branch Code

Respected Sir/Madam

Subject: Request for converting minor account to major

Hi, I have an account with their bank branch. I am now 18 years old. So I request you transfer my bank account from a minor account to a major account. Also, I request you to provide me ATM card, internet banking, etc. facilities. My bank account number is ——————–. My phone number is ————–. I have attached the documents proving that I have completed 18 years of age.

Thank You

Yours faithfully,
(Signature of Account Holder)

Enclosures:

• ID proof (Pan Card, Aadhar card, Voter ID)
• Address proof (Ration card, Light bill, Telephone bill, Aadhar card)

SAMPLE 02

To,
The Branch Manager,
_______ (Bank Name)
_______ (Branch)
_______ ( Branch Address)

TO

The Branch Manager
Bank Name
Branch Code

Respected Sir/Madam

Subject: Application for Changing Account from Minor to Major Account

I, _________ (Your Name) holding an minor account in your branch. My account number is ________(Account Number). My date of birth is ________ (Date of Birth). Now, I have become a major to access my account and hence I want to operate the account facilities without any restrictions.

I request you to kindly convert the above-mentioned account to a major account having account number __________ (Account Number).

I am enclosing ______ (Duly Filed Minor to Major Account Form, Customer request form, KYC documents, Photo, and all other relevant documents) along with the application.

Yours truly,
______ (Name)
______ (Account number)
______ (Branch Address)
______ (IFSC Code)

Sample Minor to Major Account Application (For Any Bank)

To
The Branch Manager,
Bank name,
………………….. Branch.

Dear Sir/Madam,

Sub: Minor to Major Account Conversion.

I [Account holder’s name], have a minor account in your bank with a/c no. 4564XXX8542. I turned 18 starting 22 Aug 2022. Since I have reached the majority, I want to convert my account to a regular savings account.

Kindly find my date of birth certificate and Aadhar card copies for your verification.

And please convert my minor account to regular savings bank account.

Thanking You

Sincerely,
Account holder’s name.
Signature.

Minor to Major Account Application letter for SBI Bank